WARNING: Late repayment can cause you serious money problems. For help, go to moneyhelper.org.uk. Lovely Loans is a broker, not a lender, and does not make credit decisions. We may receive a commission from the lender.
At Lovely Loans, accessible from www.lovelyloans.co.uk, one of our main priorities is the privacy of our visitors. This Privacy Policy document contains types of information that is collected and recorded by Lovely Loans and how we use it.
This Privacy Policy applies only to our online activities and is valid for visitors to our website with regards to the information that they shared and/or collect in Lovely Loans. This policy is not applicable to any information collected offline or via channels other than this website.
If you have additional questions or require more information about our Privacy Policy, do not hesitate to contact us.
By using our website, you hereby consent to our Privacy Policy and agree to its terms. For our Terms and Conditions.
The personal information that you are asked to provide, and the reasons why you are asked to provide it, will be made clear to you at the point we ask you to provide your personal information.
If you contact us directly, we may receive additional information about you such as your name, email address, phone number, the contents of the message and/or attachments you may send us, and any other information you may choose to provide.
When you complete an application form, we may ask for your information, including items such as name, company name, address, email address, telephone number, and financial information.
We use the information we collect in various ways, including to:
Lovely Loans follows a standard procedure of using log files. These files log visitors when they visit websites. All hosting companies do this and a part of hosting services’ analytics. The information collected by log files include internet protocol (IP) addresses, browser type, Internet Service Provider (ISP), date and time stamp, referring/exit pages, and possibly the number of clicks. These are not linked to any information that is personally identifiable. The purpose of the information is for analysing trends, administering the site, tracking users’ movement on the website, and gathering demographic information.
Like any other website, Lovely Loans uses ‘cookies’. These cookies are used to store information including visitors’ preferences, and the pages on the website that the visitor accessed or visited. The information is used to optimise the users’ experience by customising our web page content based on visitors’ browser type and/or other information.
For more general information on cookies please visit our cookie policy.
This site uses Google Analytics which is one of the most widespread and trusted analytics solution on the web for helping us to understand how you use the site and ways that we can improve your experience. These cookies may track things such as how long you spend on the site and the pages that you visit so we can continue to produce engaging content. For more information on Google Analytics cookies, see the official Google Analytics page.
When you use our service, as part of the application for a loan we will share your personal data with T Dot UK Ltd (a regulated credit broker) who will then share your data with all the members of its lender panel to try and find you a loan.
If you are unsuccessful with your search for a loan via our service, we may present you with the opportunity to look into relevant alternative financial products. If you do not consent to us sharing your personal information in this way, it will not be shared. If you choose to proceed with one of Our Partners who provides a different financial product or service that we think may be of interest to you, for example a guarantor loan, debt solution or banking product, we will share your personal information with Our Partner so that they can assess whether or not they can help you.
By applying for a loan on www.lovelyloans.co.uk you consent to be contacted by our debt partners should you be unsuccessful in receiving your loan. Should you wish to opt out of further contact you can do so by emailing info@lovelyloans.co.uk.
Our preferred debt advice partner is UK Debt Experts.
If they can, they will contact you to discuss the most suitable debt solution product for your needs. They will carry out an income and expenditure assessment, identification and validation checks (including fraud prevention procedures, affordability and credit checks), in accordance with their own criteria.
We would like to make sure you are fully aware of all of your data protection rights. Every user is entitled to the following:
The right to access – You have the right to request copies of your personal data. We may charge you a small fee for this service.
The right to rectification – You have the right to request that we correct any information you believe is inaccurate. You also have the right to request that we complete the information you believe is incomplete.
The right to erasure – You have the right to request that we erase your personal data, under certain conditions.
The right to restrict processing – You have the right to request that we restrict the processing of your personal data, under certain conditions.
The right to object to processing – You have the right to object to our processing of your personal data, under certain conditions.
The right to data portability – You have the right to request that we transfer the data that we have collected to another organization, or directly to you, under certain conditions.
If you make a request, we have one month to respond to you. If you would like to exercise any of these rights, please contact us.
If you have an account on this site, or have left comments, you can request to receive an exported file of the personal data we hold about you, including any data you have provided to us. You can also request that we erase any personal data we hold about you. This does not include any data we are obliged to keep for administrative, legal, or security purposes.
If you wish to opt out of any future correspondence from us , please fill in our contact form on the ‘contact us’ page, and type OPT OUT in the more information box.
