WARNING: Late repayment can cause you serious money problems. For help, go to moneyhelper.org.uk. Lovely Loans is a broker, not a lender, and does not make credit decisions. We may receive a commission from the lender.

Do I Qualify?

Ensure you qualify...

To ensure you qualify for one of our loans, you must meet the following requirements:

You must be 18 or over
You must be a UK resident
Have a bank account and debit card
Have a regular income that is paid directly into your bank account

If you answered yes to all of the above then good news! You can now check your eligibility for a loan with us. If you’re still a little confused though, don’t worry - you can try our Eligibility Checker, without affecting your credit rating.

Check my eligibility

We also offer a no credit footprint loan confidence rating that’s free!

This helps you to find out your eligibility before you apply.

Simply tell us a little about your circumstances and we’ll do the rest for you, without impacting your credit score whatsoever!

The best part? This part of our service is totally free with 100% no obligation rating, and it’s totally up to you when it comes to proceeding to application or not. Lovely stuff.

How likely is it that I'll be accepted?

Quick & easy
No complicated paperwork
100% secure
Quick decisions
Check my eligibility

Our quick checker will give you an answer in minutes.